CTA Warns Bankers of Risks of Lending to Illicit Carriers Friday March 28, 2025 | Admin & Tax, Labour/HR/Driver Shortage, News Releases, Operations & Safety The Canadian Trucking Alliance (CTA) has learned the Bank of Montreal (BMO) has revised its mortgage policies for borrowers in high-risk sectors impacted by the tariff war. In a memo sent to brokers this week, BMO announced it is tightening some of its lending criteria for self-employed borrowers working in tariff-impacted sectors.